Deposit Products


    • Free Checking (Share Draft) Accounts
    • Visa Check Card / ATM Card Available
    • Saving (Share) Accounts
    • Certificates of Deposit
    • IRA's
    • Christmas Club Accounts (Pays same Rate of Interest as Savings Accounts)
    • All Deposits are federally insured up to at least $250,000.00 by the National Credit Union Administration


Loan Products


    • Home Improvement Loans
    • Automobile Loans
    • Personal Loans
    • Share Secured Loans
    • Farm Equipment Loans
    • Motorcycle and Recreational Vehicle Loans
    • Unimproved Property Loans
    • Mobile Home Loans
    • Boat Loans
    • Motor Home Loans
    • Credit Cards


Other Services


    • Payroll Deductions
    • Direct Deposit
    • ATM Machines
    • Safety Deposit Boxes (Ravenswood Location)
    • Night Depository
    • Notary Services
    • Wire Services


Fee Schedule

Click to Download the current Fee Schedule.

Lobby & Drive Through Hours

Ravenswood Office

M - F 8:00 a.m. to 4:30 p.m.

Ripley Branch

M - F 8:00 a.m. to 4:30 p.m.

Eligibilty Requirements


    • Persons who reside or work in Jackson County, West Virginia;
    • Members of immediate families and organizations of such persons;
    • Spouses of persons who died while within the field of membership;
    • Employees of the credit union;
    • Persons retired as pensioners or annuitants from the Kaiser Aluminum and Chemical Corporation located in Ravenswood, West Virginia.


How to become a member

To join the Ravenswood Federal Credit Union, each eligible member is asked to make a $5.00 deposit to be used as a minimum balance in your Share Savings Account. This deposit is equal to the par value of one share in the credit union. This is not a fee. It will be refunded upon closure of your account (if left open more than 30 days). This entitles you to become a member/owner of the credit union and allows you to take full advantage of the services offered to our members. A positive ID is also required when opening an account (driver's license, passport, etc.).  There is a $1.00 membership fee - Positive ID required with verification of physical address (i.e. utility bill) if address is different that ID provided.