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Ravenswood FCU Fee Schedule
General Fees
| Service Description | Fee |
|---|---|
| Account Closure | $5.00 if closed within 90 days |
| ATM Non-member | $3.00 |
| Copy of Paid Draft | $3.00 per Copy |
| Debit/Credit Card Replacement | $7.50 per Card |
| Deposit Item Return | $30.00 per Item |
| Dormant Account Fee | $15.00 per Month |
| Fax Copy | $3.00 |
| Legal Process | $35.00 per IRA or State Levy, Initial Garnishment |
| Money Orders | $3.00 per Money Order |
| Monthly or Quarterly Statement Fee | $1.00 |
| Official Checks | $5.00, if made out to nonmember |
| NSF Return Fee | $30.00 |
| Reg D Share Transaction | $5.00 per Month |
| Research | $20.00 per Hour |
| Return Mail Fee | $5.00 per Item Returned |
| Statement Copy | $5.00 per Copy |
| Verification of Account | $20.00 per Request |
| Wire Transfer (Incoming) | $15.00 |
| Wire Transfer (Outgoing) | $30.00 |
Share Draft Account Fees
| Service Description | Fee |
|---|---|
| Share Draft Printing | Prices may vary depending upon style |
| NSF Fee ** | $30.00 per Presentment |
| Draft Protection Fee * | $30.00 per Presentment |
| Overdraft Transfer Fee | $3.00 per Transfer |
| Returned Item Fee | $30.00 per Item |
| Stop Payment Fee | $25.00 per Request |
*Accounts will be assessed the Draft Protection Fee (Standard or Extended Coverage) for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid. We may not pay items under your Overdraft Privilege limit if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of one business day, if you default on any loan or other obligation to us or if your account is subject to any legal or administrative order or levy.
**An NSF Fee is assessed each time an item is presented against insufficient funds. Any item (check, ACH, or other electronic transaction) that is initially returned to the payee because the Available Balance in your account was not sufficient to cover the item can be represented by the payee for payment multiple times, which is beyond our control. We may charge a Draft Protection Fee or NSF Fee regardless of the number of times an item is presented to us for payment against insufficient funds, and regardless of whether we pay or return the item.
