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Ravenswood FCU Fee Schedule

General Fees

Service DescriptionFee
Account Closure$5.00 if closed within 90 days
ATM Non-member$3.00
Copy of Paid Draft$3.00 per Copy
Debit/Credit Card Replacement$7.50 per Card
Deposit Item Return $30.00 per Item
Dormant Account Fee$15.00 per Month
Fax Copy$3.00
Legal Process$35.00 per IRA or State Levy, Initial Garnishment
Money Orders$3.00 per Money Order
Monthly or Quarterly Statement Fee$1.00
Official Checks$5.00, if made out to nonmember
NSF Return Fee$30.00
Reg D Share Transaction$5.00 per Month
Research$20.00 per Hour
Return Mail Fee$5.00 per Item Returned
Statement Copy$5.00 per Copy
Verification of Account$20.00 per Request
Wire Transfer (Incoming)$15.00
Wire Transfer (Outgoing)$30.00

Share Draft Account Fees

Service DescriptionFee
Share Draft PrintingPrices may vary depending upon style
NSF Fee **$30.00 per Presentment
Draft Protection Fee *$30.00 per Presentment
Overdraft Transfer Fee$3.00 per Transfer
Returned Item Fee$30.00 per Item
Stop Payment Fee$25.00 per Request

*Accounts will be assessed the Draft Protection Fee (Standard or Extended Coverage) for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electronic item that is paid. We may not pay items under your Overdraft Privilege limit if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of one business day, if you default on any loan or other obligation to us or if your account is subject to any legal or administrative order or levy.

**An NSF Fee is assessed each time an item is presented against insufficient funds. Any item (check, ACH, or other electronic transaction) that is initially returned to the payee because the Available Balance in your account was not sufficient to cover the item can be represented by the payee for payment multiple times, which is beyond our control. We may charge a Draft Protection Fee or NSF Fee regardless of the number of times an item is presented to us for payment against insufficient funds, and regardless of whether we pay or return the item.

Routing Number: 251579403

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